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High Interest Savings and GICs
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High Interest Savings and GICs
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Daily Savings Account
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TFSA Savings Account
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GIC
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TFSA GIC
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RRSP GIC
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GIC Laddering Strategy
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TFSA GIC

Maximize your TFSA with competitive interest rates available at Achieva, tax-free.

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See GIC rates
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Benefits you can count on

  • Security of knowing all deposits guaranteed without limit by the Deposit Guarantee Corporation of Manitoba 
  • Earn more with some of the highest GIC rates in Canada 
  • Flexible GIC terms ranging from 1 year to 5 years
  • Reduce your tax burden and have your interest compound tax-free
  • When your GIC matures, reinvest your funds into a new TFSA GIC or have them deposited to a TFSA Savings Account
  • Low minimum $1,000 balance per GIC

*All rates and conditions subject to change without notice.

Your money is safe with Achieva.

All deposits guaranteed without limit by the Deposit Guarantee Corporation of Manitoba.

Tax Free Savings Account (TFSA)

Ideal for your longer-term savings goals or as a complement to your RRSP, Achieva’s TFSA GICs offer the high interest and advantages of our Non-Registered GICs, plus the benefit of tax-free returns. Terms of 1 to 5 years are available, allowing you to choose a term that suits your needs.

How much can you contribute?
2026
$7,000
2025
$7,000
2024
$7,000

Previous annual limits were: $6500 in 2023, $6,000 in 2022, $6,000 in 2021, 2020 and 2019, $5,500 in 2018, 2017 and 2016, $10,000 in 2015, $5,500 in 2014 and 2013 and $5,000 between 2012 and 2009.

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GIC Interest

GIC interest rates quoted are per annum, with interest calculated and paid on each 12 month anniversary date, and at maturity. Interest rates are guaranteed for the duration of the specified term. GICs are not redeemable prior to maturity.

GIC Interest

GIC interest rates quoted are per annum, with interest calculated and paid on each 12 month anniversary date, and at maturity. Interest rates are guaranteed for the duration of the specified term. GICs are not redeemable prior to maturity.

Non-Registered

The interest rate shown applies to all non-registered Daily Interest Savings Accounts.

Registered

The interest rate shown applies to all registered TFSAs, RRSPs and RRIFs.

Rate Title

Rate
Effective: 
Date
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Purchase GIC

A Guaranteed Investment Certificate (GIC) is simple to purchase and you’ll earn a higher return than your Savings Account.
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Log in and purchase

Estimated Interest

Estimated payment for illustration purposes only.

In the estimated interest calculation, we assume the following: (i) the stated interest rate remains constant throughout the term; (ii) interest is calculated on the investment amount without additional deposits or withdrawals; and (iii) interest is paid at the end of the term. Actual interest earned may differ and will be determined at the time of signing the GIC Agreement.