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RRSP GIC

Looking to protect your savings? Receive Achieva's highest interest rates without risk, while getting all the advantages and tax benefits of an RRSP.

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See GIC rates

Benefits you can count on

Security of knowing all deposits guaranteed without limit by the Deposit Guarantee Corporation of Manitoba
Earn more with some of the highest GIC rates in Canada
Maintain your retirement savings tax deferred and reduce your current year’s taxes
Flexible GIC terms ranging from 1 year to 5 years
Easily renew your GIC online
Low minimum $1,000 balance per GIC

*All rates and conditions subject to change without notice.

Your money is safe with Achieva.

All deposits guaranteed without limit by the Deposit Guarantee Corporation of Manitoba.

Secure growth with GICs

RRSP GICs are available in 1 to 5 year terms with a minimum deposit of only $1,000. Achieva customers can hold as many GICs as they need.

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When your RRSP GIC matures, Achieva offers you the flexibility to reinvest these funds in a new RRSP GIC, or have it deposited to a RRSP Savings Account.

Contribute when it works for you.

Make your annual contributions at any time. Your RRSP GIC will keep compounding tax-deferred interest until you’re ready to withdraw during retirement. Upon request, or at the age requirement of 71, Achieva can help convert your RRSP to a RRIF.

Looking for other retirement savings options?

Achieva also offers Locked-In Retirement Accounts (LIRAs) and Life Income Funds (LIFs). Please contact our Customer Support Centre for further information.

RRIF Savings Account

RRIF GIC

TFSA GIC

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GIC Interest

GIC interest rates quoted are per annum, with interest calculated and paid on each 12 month anniversary date, and at maturity. Interest rates are guaranteed for the duration of the specified term. GICs are not redeemable prior to maturity.

GIC Interest

Non-Registered

The interest rate shown applies to all non-registered Daily Interest Savings Accounts.

Registered

The interest rate shown applies to all registered TFSAs, RRSPs and RRIFs.

Rate Title

Rate

Effective:

Date

Secure your savings with confidence.

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Purchase GIC

A Guaranteed Investment Certificate (GIC) is simple to purchase and you’ll earn a higher return than your Savings Account.

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Estimated Interest

Estimated payment for illustration purposes only.

In the estimated interest calculation, we assume the following: (i) the stated interest rate remains constant throughout the term; (ii) interest is calculated on the investment amount without additional deposits or withdrawals; and (iii) interest is paid at the end of the term. Actual interest earned may differ and will be determined at the time of signing the GIC Agreement.

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RRSP GIC