Achieva GIC

If you’re looking to maximize your savings for a year or more, Guaranteed Investment Certificates (GICs) are the best way for you to receive Achieva's highest interest rates, without risk.

Secure investment option.

Achieva GICs offer a secure investment option, allowing you to invest a lump sum of money for 1 to 5 years at a guaranteed interest rate. You can choose to let your interest earnings compound over the length of the term, or have your interest paid annually to your Daily Interest Savings Account.  Because both your principal and your interest rate are guaranteed, you can have full confidence that your savings will grow, and will be there when you need them.

When your GIC matures, Achieva offers you the flexibility to reinvest these funds in a new GIC, or have them deposited to a Daily Interest Savings Account.

Deposit Guarantee

All deposits guaranteed without limit by the Deposit Guarantee Corporation of Manitoba.

Key Benefits

GIC/RRSP/RRIF/TFSA
*min deposit $1000
Term
Interest rate
1 Year
Effective
November 26, 2022
4.70
%
2 Year
Effective
November 26, 2022
4.75
%
3 year
Effective
November 26, 2022
4.80
%
4 year
Effective
November 26, 2022
4.90
%
5 year
Effective
November 26, 2022
5.00
%

GIC interest rates quoted are per annum, with interest calculated and paid on each 12 month anniversary date, and at maturity. Term rates are guaranteed for their specific duration and are not redeemable prior to maturity.